Homeowners Preferred (“Homeowners Preferred,” “we,” “us,” or “our”) respects your privacy. This Privacy Policy explains how we collect, use, disclose, and protect information when you visit homeownerspreferred.com and any webpages or services that link to this Privacy Policy (collectively, the “Website”).

Homeowners Preferred is operated by [LEGAL COMPANY NAME].

By using the Website, you acknowledge the practices described in this Privacy Policy.

1. Scope of This Policy

This Privacy Policy applies to information collected through the Website.

It does not apply to the privacy practices of contractors, service providers, advertisers, or other third parties featured on or linked from the Website. Those businesses operate independently and may maintain their own privacy policies and data practices.

2. Information We Collect

Homeowners Preferred does not currently require users to create an account or submit payment information through the Website.

When you visit the Website, we and our analytics providers may automatically collect certain technical and usage information, including:

• Internet Protocol address;
• Browser type and version;
• Device type and operating system;
• Approximate geographic location derived from an IP address;
• Pages viewed;
• Referring and exit pages;
• Date and time of access;
• Time spent on the Website;
• Links, buttons, or features used;
• General Website interaction and performance information; and
• Cookie and similar technology identifiers.

We generally use this information in an aggregated or pseudonymous form to understand Website activity and improve the Website.

3. Cookies and Similar Technologies

The Website may use cookies, pixels, tags, local storage, scripts, and similar technologies.

Cookies are small data files stored on your browser or device. They may allow the Website and its service providers to recognize a device, remember preferences, measure Website traffic, and understand how visitors interact with the Website.

We may use the following categories of cookies:

Essential Cookies

These cookies support core Website functionality, security, navigation, and performance.

Analytics Cookies

These cookies help us understand Website traffic, visitor behavior, popular pages, performance issues, and general usage trends.

We may use third-party analytics services, such as [GOOGLE ANALYTICS, WEBFLOW ANALYTICS, OR OTHER PLATFORM]. These providers may receive technical and usage information under their own privacy policies and contractual terms.

You can usually control or delete cookies through your browser settings. Blocking certain cookies may affect Website functionality.

Where required by applicable law, we will request consent before placing nonessential cookies on your device.

4. How We Use Information

We may use the information collected through the Website to:

• Operate, maintain, and secure the Website;
• Measure Website traffic and engagement;
• Understand how visitors use the Website;
• Diagnose technical problems;
• Improve Website content, navigation, and performance;
• Prevent fraud, misuse, or security incidents;
• Comply with legal obligations;
• Enforce our Terms of Service; and
• Protect our rights, users, service providers, and the public.

5. How We Disclose Information

We may disclose information in the following circumstances:

Service Providers

We may disclose information to vendors that provide website hosting, analytics, security, maintenance, content delivery, or other operational services.

These providers are permitted to use information only as necessary to perform services for us, subject to their contractual obligations and applicable law.

Legal and Safety Purposes

We may disclose information when we reasonably believe disclosure is necessary to:

• Comply with applicable law, regulation, subpoena, court order, or legal process;
• Respond to a lawful government request;
• Investigate suspected fraud, abuse, or security issues;
• Enforce our agreements and policies; or
• Protect the rights, property, or safety of Homeowners Preferred, our users, service providers, or others.

Business Transactions

Information may be disclosed or transferred as part of a merger, acquisition, financing, reorganization, bankruptcy, sale of assets, or similar business transaction.

With Your Direction

We may disclose information when you direct or authorize us to do so.

6. Sale and Sharing of Personal Information

Homeowners Preferred does not sell personal information in exchange for money.

We do not knowingly share personal information for cross-context behavioral advertising.

Certain disclosures to analytics or technology providers may be treated differently under individual state privacy laws. Where legally required, we will provide the applicable notices and opt-out mechanisms.

7. Data Retention

We retain information only for as long as reasonably necessary to:

• Operate and improve the Website;
• Fulfill the purposes described in this Privacy Policy;
• Maintain security and prevent fraud;
• Satisfy legal, accounting, or reporting obligations; and
• Resolve disputes and enforce agreements.

Retention periods may vary depending on the type of information, the purpose for which it was collected, and applicable legal requirements.

8. Your Privacy Choices and Rights

Depending on where you live and whether an applicable privacy law covers our activities, you may have the right to:

• Request information about the personal information we collect;
• Request access to personal information associated with you;
• Request correction of inaccurate information;
• Request deletion of certain information;
• Obtain a portable copy of certain information;
• Opt out of certain sales, sharing, targeted advertising, or profiling activities; and
• Appeal a decision concerning a privacy request.

Because the Website currently collects limited technical and analytics information, we may not be able to associate certain data with a specific individual.

To submit a privacy request, contact us using the information in the “Contact Us” section below. We may need to verify your identity before processing a request.

We will not unlawfully discriminate against you for exercising an applicable privacy right.

Authorized agents may submit requests where permitted by law. We may request documentation confirming the agent’s authority.

9. Global Privacy Control and Do Not Track

Some browsers and extensions allow users to send a Global Privacy Control or similar opt-out signal.

Where legally required and technically supported, we will process recognized browser-based opt-out signals as requests to opt out of applicable sales or sharing.

Because there is not a universally accepted standard for browser “Do Not Track” signals, the Website may not respond to all such signals.

10. Information Security

We use reasonable administrative, technical, and organizational safeguards designed to protect information collected through the Website.

However, no website, transmission method, or storage system can be guaranteed to be completely secure. You use the Website and transmit information at your own risk.

11. Third-Party Websites and Service Providers

The Website may contain links to contractors, home-service companies, social networks, or other third-party websites.

Homeowners Preferred does not control and is not responsible for the content, security, availability, or privacy practices of those third parties. Visiting a third-party website is subject to that party’s own terms and privacy policy.

You should review a third party’s privacy policy before providing personal information directly to that party.

12. Children’s Privacy

The Website is intended for adults seeking information about home-related products and services. It is not directed to children under 13, and we do not knowingly collect personal information from children under 13.

If we learn that we have collected personal information from a child under 13 without legally valid authorization, we will take reasonable steps to delete it.

13. Visitors Outside the United States

The Website is operated from the United States and is primarily intended for users located in the United States.

If you access the Website from another country, information may be transferred to, stored in, or processed in the United States, where privacy laws may differ from those in your jurisdiction.

14. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices, technology, services, or legal obligations.

When we make changes, we will post the revised Privacy Policy on the Website and update the effective date. Material changes may also be communicated through an additional Website notice when appropriate.

15. Contact Us

Questions, requests, or concerns regarding this Privacy Policy may be directed to:

Homeowners Preferred
Operated by: Home Owners Preferred
Email: info@homeownerspreferred.com

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